Buy right now, pay next month!!!

Badagri credit plans allow you buy items directly from the store for a fraction of the cost using postpaid gift cards.
Keep reading to see how it works or buy a gift card now.

Never have to choose between shipping and buying that last item.
Buying every item in your shopping cart is finally possible. Just pay for it with Badagri credit.

Buy more with Credit gift cards

Get 2.5times to 3.0times your money when you buy any of our credit gift cards, and make your first monthly payment 30 days later. Get more credit as you payback a 1000 naira or less monthly depending on the card you choose. Get larger amounts for longer timeframes as you complete monthly payments!! We’ll send you an email telling you about new loans you qualify for.

Signing up should take about a minute, choose any credit plan you want, fill out your details that's it. Please ensure you use a valid email address as your virtual card will be sent to your inbox.

Safe, with zero interest

Pay back exactly what you borrow, with no hidden costs and zero percent interest. Your payments and data are secued by Paystack, Nigeria’s largest payment network .